Strong Customer Authentication (SCA), known as two-party authentication, is a mechanism that protects online shoppers from fraud. Many major card issuers are implementing 3-D Secure. However, the previous version of 3DS 1.0 resulted in lengthy security procedures for mobile users and reduced conversion rates. 3DS 2.2 and Netcetera’s Access Control Server are no longer an issue for American Express (ACS).

The Amazon Fintech Lab has been designed with the specific intention of supporting innovation in fintech through networking and collaborating with DIFC’s community of SMEs, financial institutions and start-ups throughout an ongoing program of events during which different stakeholders and teams will be hosted in a variety of forums to discuss the different payment pain-points .